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File Your Taxes Using Your Phone
Post Date Jan 4, 2023

File Your Taxes Using Your Phone

Gone are the days when you had to use a desktop or laptop computer to file your tax return. In fact, if your taxes are not complicated, you might not even need an accountant to do them for you.

Three cheerful young adults taking a selfie in front of a tree.

Thanks to the camera on your cell phone, you basically have everything you need to file your tax return. You can scan and save all your tax documents to your mobile device and easily attach and submit them with your tax return.

If this is the first time you file using your phone, don't worry. Lots of folks are doing it. 8 million people use the Turbo Tax app last year, and Credit Karma reports that 20% of its tax customers used their phones to file last year.

Pretty dark-haired woman in a blue jacket smiling and sending a text.

The following are things you need to know about filing your taxes using your cellphone, and they pertain to Apple and Android users alike. We’re also giving you a quick overview of several tax apps. These can help you get the biggest refund you’re qualified to receive and get it faster than ever.

But before you decide which tax app to use, do some research and read user reviews. You don’t want to get into a situation where a function you thought was available on mobile device just isn’t.

A few reasons to file your taxes using your phone

Cute young woman in a yellow top walking down a city street carrying a cell phone.

Filing your taxes using your smartphone might sound a bit daunting. A cell phone isn’t a big device, and its size could concern you. You could also be thinking how tedious the whole endeavor will be. Like most things, once you’ve got some experience with filing your taxes via our smartphone, you’ll see how easy it is. In fact, there are some super reasons to use your cell. Here is a couple:

Convenience. 

If you don’t have a computer or access to one, you most likely have a smartphone. Most people do. It could be iOS or Android, and both make it easy to file using the tax apps in the App Store and Google Play. Everything you need to file is, frankly, at your fingertips. Now that’s convenient.

Speed. 

As mentioned previously, using your phone’s camera to scan tax documents and attach them to your taxes makes the entire filing process faster. And if you have used a particular tax app previously, much of your information is already saved. This means you’ll spend less time completing the forms and you could end up filing that much faster.

What are the negatives to do doing your taxes on your phone?

Dad and his young adult son having smoothies at an outdoor cafe and looking at something on a cell phone.

Security.

The biggest negative is forgetting to delete the tax documents you’ve scanned and sent after you send them. Let’s face it. These have all your identifying information – full name, address, and Social Security number. Your phone saves them as photos, so you need to get in there and delete every last one.

Should your phone be lost or stolen, and if someone finds those photos, they could do serious damage to your finances or steal your identity.

Complicated taxes.

The simpler your tax situation is, the easier it is to file by mobile phone. But, if you bought a house last year, launched a business, invested in cryptocurrency, etc., these kinds of transactions could make using your cell phone to file more difficult particularly if this is the first time you are filing by phone.

A few of the most popular tax apps for filing by phone

Pretty young woman with dark hair in a pink sweater smiling at her cell phone.

The most popular tax apps for filing by mobile devices include TurboTax by Intuit, H&R Block Tax File and Prep, Tax Slayer, Credit Karma, and Cash App Taxes. Some offer live support and all promise to help you get your maximum refund and:

  • Permit you to scan documents with your camera

  • Enable you to contact tax experts for assistance

  • Offer two-factor authentication and Face ID/Touch ID sign-in

  • Offer the opportunity to have a tax pro review your taxes prior to filing. This person can even e file for you if you like

  • Provide the opportunity to check your refund status

Simple tax returns can be filed for free, but each app charges a fee for more complicated returns. TaxSlayer, an app not as well-known as TurboTax and H&R Block, frequently offers better prices for complex returns.

As it pertains to Cash App, if you already have it on your phone, you don’t even need to install another app. Simply click the “banking” tab to get started.

A few final suggestions

Happy young couple having coffee and looking at their cell phones.

Research the app you’d like to use to file your taxes.

As mentioned earlier, before you dive headfirst into a particular tax app, read its description in Google Play or the App Store and really read the user reviews. You can also research it using Google and of course you should ask family and friends who have used it what their experience was. Filing using mobile apps on your phone is not difficult, but as with filing on a computer, you do need to know certain things ahead of time.

Research the tax deductions for 2023

Just because you are using an app that enables you to file taxes for free doesn’t mean you shouldn’t look for other ways not to pay Uncle Sam more than you have to.

Visit irs.gov for the latest adjustments in revenue procedure.

For example, the standard deduction for married couples filing jointly for tax year 2022 is up $800 to $25,900. For single taxpayers and married individuals filing separately, the standard deduction is up $400 to $12,950, and for heads of households, the standard deduction is up $600 to $19,400.

It’s important to know this stuff so you keep as much of your hard-earned money in your pocket as possible.

What’s another great way to do exactly that? Switch to H2O Wireless! 

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A word about “unlimited data”

With so many cellular phone businesses vying for your money, it’s difficult to tell which you can trust. The overpriced services clamber, “Pick me!” with promises of low cost, unlimited data plans. But do you really need an unlimited amount of data? Will you use all of that data? Maybe. But if you don’t, guess what? You still have to pay for it.

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The truth is…

Most people use just 2-5GB of data per billing cycle, and that’s because you’d have to spend every waking moment, 24-hours a day, 7-days a week online to exceed that amount. The average consumer doesn’t do that, and that’s why the average consumer doesn’t need a $50, $60 or $70 a month unlimited plan!

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Plus, H2O Wireless Connects You to the World

Each H2O Wireless Monthly Unlimited Plan includes unlimited international talk to 70 Countries (including China and Mexico), unlimited text to any country in the world, and up to $5 international talk credit depending on the plan you select. 

Purchase these features whenever you need:

International Talk

You can purchase International Talk for your plan for $5 or $10. Simply log into your account to make this purchase.

International Roaming

You can purchase International Roaming for your plan. This can be used for talk minutes, text, or MMS.

5G / 4G Data

You can purchase additional high speed data for your plan. Get 2GB for $10 or 5GB for $20.

Hotspot Data

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More reasons to love H2O Wireless: Bring Your Own Phone

Have a phone you love? H2O Wireless makes it easy to bring it with you. Simply join H2O Wireless and, at checkout, choose eSIM. Like a physical SIM card, but without the 3-5 day wait for a physical card to arrive, eSIM enables you to use your new service much faster. In fact, you can activate your service right after checking out. Of course, before you select eSIM, make sure your phone is eSIM compatible by reviewing the list below.

Is my phone eSIM compatible?

eSIM compatible phone models include:

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  • iPhone XR
  • iPhone 11 series
  • iPhone SE 2nd gen
  • iPhone 12 series

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